Arkansas Title Loans

Committed To Helping Get Quick Cash From Vehicle Equity.

Learn all about Arkansas title loans and how it is a financial solution where individuals can leverage the equity in their vehicles for quick cash. Using the value of the vehicle as collateral, borrowers can access funds swiftly, making it an easily accessible option for those in need of immediate cash. No credit check, non recourse asset based cash loan with generally no restrictions to the use of funds.

Committed To Helping Our Customers

We help our customers to understand the options available when cash is needed immediately. Let us help you secure a loan today!

Frequently Asked Questions

What is a Title Loan?

Title loans are illegal in Arkansas. We offer a loan program similar to a title loan called an auto equity loan. An auto equity loan is a quick, convenient, short-term loan designed for people who own their vehicles and have lien-free titles.

If your interested in learning more about that program just complete the application and we will contact you. The vehicle must be paid off, the title must be in the borrower's name, and have enough wholesale value for the loan. Loans will not exceed $2,000.

How long does it take to get approved for a loan?

You can get the cash you need in as little as half an hour if you have your lien-free title and a photo ID.

What credit score do I need to get a loan?

If you have bad credit and you’re looking for a way to get money, you can still get a title loan because the value of your car title replaces the need for a good credit history. It is important to keep in mind, however, that if you do not make timely payments on the loan, the lender is fully within his or her rights to repossess the vehicle, sell it at auction, and use the proceeds to pay off the outstanding balance on the loan.

There is no credit check, no income verification. Bankruptcy, repossessions, and employment status don't matter because the loan is based on the asset, not the credit history. Good credit/bad credit-we can loan you money based on the value of your vehicle.

What is the process to apply for a title loan?

The process is very simple:

Complete the application where we can do a quick initial assessment
Bring your vehicle where we will give you an appraisal, bring your lien-free vehicle title.
Review the loan amount and terms.
Agree with the loan amount and terms by signing the agreement.
The loan is paid immediately in cash.
Make the payments as agreed paying off the account balance.

What other loans and financing options do you have available?

We offer pawn loans which are short term asset based, no credit check, no doc, nonrecourse cash based loan. You can find more details at https://uspawnandloan.com/e-pawn

Our vehicle dealership offers a pre-owned vehicle financing option. Our finance team is here to guide you through the process. We can finance anyone regardless of credit scores. Check out our vehicle inventory at www.usplautosales.com, find the vehicle your interested and complete our secured application to get started.